Optional Cover Guide

Find out more about Puffin Insurance Services

Optional Cover

At Puffin we offer a range of "bolt-on" benefits/cover to meet your specific needs. By offering this as optional cover, not only do we keep the price of our standard policies low, we are also able to design the bolt-on benefits without compromise.



Winter Sports (for ski and snowboard holidays)

The purpose of this option is to provide cover specifically for a Winter sports trip that involves activities or sports that are on snow or ice. It’s important to check the sports and other activities section of the policy wording to ensure that any activities that you plan to participate in as part of your Winter sports trip are covered. We also add several winter sports specific benefits including equipment (owned or rented) cover, ski equipment hire if your own is delayed, avalanche and piste closure compensation as below:

  • Up to £500 to repairing or replace equipment that has been damaged, lost, stolen
  • Up to £250 to hire replacement equipment in the event that yours is delayed (max £25 per 24 hours)

Why not visit our Ski Insurance page if you're interested in this Cover Option.



Gadget Cover

This Option covers the costs to repair or replace your gadgets (mobile phone, tablet etc.) if they are accidentally lost, stolen or damaged during your trip. Included as standard on all cover levels up to £500 and available as an optional extra up to £1000 (increasing cover to £1500).