Countries Covered

see what countries we cover

Travel Insurance Countries

Like all insurers, at Puffin we split the world up into a series of regions and, based on the country you specified or region you selected, your policy will be valid for one of those regions.

The regions used vary slight for Annual Multi Trip policies and Single Trip Policies. In all cases, the regions are hierarchical so each region listed below includes all the countries that are listed in the region(s) above it. So, for example, "Europe (including Spain)" includes the country Spain, plus all the countries listed in "Europe (excluding Spain)" and "UK".

...and before all of the geographers amongst you start writing to us..... we know that some of these aren't countries, however over the years we've found it useful to represent some areas as countries in their own right as these are the terms used by our customers when considering where they're travelling. For example, Majorca is part of the country of Spain, though many people consider them selves to be going on holiday to Majorca hence Majorca is specifically listed as a country.

United Kingdom 

For Annual Multi Trip policies, this is considered the same region as Europe.

United Kingdom, Isle of Man

Europe (excluding Spain)

For Annual Multi Trip policies, this is considered the same region as Europe.

All countries in the "United Kingdom" region plus:

Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Azores, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Eire, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holland, Hungary, Iceland, Ireland, Italy, Jersey, Kos (Greek Island), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldavia, Moldova, Monaco, Morocco, Montenegro, Netherlands, Northern Ireland, Norway, Poland, Portugal, Rhodes, Romania, Russia, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Tunisia, Turkey, Ukraine, Vatican City, Yugoslavia (Former)

Europe

All countries in the "Europe (excluding Spain)" region plus:

Balearics, Canary Islands, Ibiza, Lanzarote, Majorca, Minorca, Spain, Tenerife

Europe, Australia and New Zealand

For Annual Multi Trip policies, this is considered the same region as Worldwide (excluding USA, Canada and Caribbean).

All countries in the "Europe" region plus:

Australia, New Zealand

Worldwide (restricted) I

For Annual Multi Trip policies, this is considered the same region as Worldwide (excluding USA, Canada and Caribbean).

For Single Trip policies, the countries are listed in your policy documentation.

Worldwide (restricted) II

For Annual Multi Trip policies, this is considered the same region as Worldwide (excluding USA, Canada and Caribbean).

For Single Trip policies, the countries are listed in your policy documentation.

Worldwide (excluding USA, Canada and Caribbean)

All countries in the "Australia and New Zealand" region plus:

AbuDhabi, Afghanistan, Angola, Antartic, Argentina, Ascenion Island, Bahrain, Bali, Bangladesh, Belize, Benin, Bhutan, Bolivia, Borneo, Botswana, Brazil, British Dependent Ter, Brunei Daussalam, Burkina Faso, Burma, Burundi, Cambodia, Cameroon, Cape Verde, Central African Rep, Chad, Chile, China, Colombia, Congo, Cook Islands, Costa Rica, Cote D'Ivoire, Djibouti, Ecuador, El Salvador, Equatorial Guinea, Eritrea, Ethiopia, Falkland Islands, Fiji, French Guiana, French Polynesia, Gabon, Galapagos Islands, Gambia, Ghana, Greenland, Guam, Guatemala, Guinea, Guinea-Bissau, Guyana, Honduras, Hong Kong, India, Indonesia, Iran, Iraq, Israel, Ivory Coast, Japan, Jordan, Kazakstan, Kenya, Kiribati, Korea, Kuwait, Kyrgyzstan, Laos, Lebanon, Lesotho, Liberia, Libya, Macau, Madagascar, Malawi, Malaysia, Maldives, Mali, Marshall Islands, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Midway Island, Mongolia, Mozambique, Myanmar, Namibia, Nauru, Nepal, New Caledonia, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, Northern Marianas, Oman, Pakistan, Palua, Panama, Papua New Guinea, Paraguay, Peru, Phillippines, Pitcain Islands, Qatar, Reunion, Rodriguez Island, Rwanda, Saipan, Samoa (Western), Sao Tone & Principle, Sarawak, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Singapore, Solomon Islands, South Africa, Sri Lanka, St Helena, Sudan, Suriname, Swaziland, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tonga, Tristan Da Cunha, Turkmenistan, Tuvalu, UAE, Uganda, Uruguay, Uzbekistan, Vanuatu, Venezuela, Vietnam, Wallis & Futuna, Yemen, Zaire, Zambia, Zanzibar, Zimbabwe

Worldwide

All countries in the "Worldwide (excluding USA, Canada and Caribbean)" region plus:

Alaska, Anguilla, Antigua, Aruba, Bahamas, Barbados, Bermuda, Bonaire(Antilles), British Virgin Isles, Canada, Cayman Islands, Comoro Islands, Cuba, Curacao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Hawaii, Jamaica, Leeward Islands, Martinique, Monserrat, Netherlands Antilles, Nevis Island, Puerto Rico, St Kitts & Nevis, St Lucia, St Martin, St Martin, St Pierre & Miquelon, St Vincent and The Grenadines, Trinidad & Tobago, Turks & Caicos Isles, USA, Virgin Isles (UK), Virgin Isles (US), Wake Island